If ARS National Services crosses legal boundaries, you have the right to take action. Harassment may include repeated daily phone calls, calls outside reasonable hours, or continued workplace contact after you have told them to stop. Debt collectors also cannot legally threaten lawsuits, wage garnishment, or arrest if they do not have the authority or intent to follow through. Federal... https://protectionforconsumers.com/stop-ars-national-services-harassment/